There is no Trial Closure for SB and PPF. However, to
see closing interest, following process is to be followed :-
Ø It involves two
components-Closing accrued Interest for completed months and balance
outstanding in the account.
Ø To know the closing accrued
interest till date (for completed months) the user has to execute HACACCR menu and see the Report either
in HPR or through HAITINQ menu.
HACACCR
menu execution
Enter
the A/c Id, wait for the name of depositor to appear. Compare name of depositor
to ensure that correct account number is entered. Keep the field 'From Date' as
blank and Enter BOD date in the field '
To date' and submit as shown in the
screen shot below:
Ø This will
generate a report HPR .
Ø The closing
accrued interest will be arrived after rounding off the amount shown in
HPR to next rupee. The total amount to
be paid to depositor will be arrived at by adding the balance in the account
shown in HACLI/HACCBAL Menu option and the closing accrued interest.
Ø This amount is
to be shown to depositor who wants to close the account. If he agrees, actual
closure has to be done.
Ø In case SB7A is received from BO
for closing sanction of a Savings Account, this amount is to be entered in SB7A
by Supervisor with the remarks on the top that "This sanction is valid up
to last working day of the current month" . Sending the closing sanction
to BO should be avoided in the last week of the month.
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