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Office Accounts List of Run Commands Live Account Report Loan Loan Account Loan Account Opening Loan Repayment LTC MACP Mail Booking Mail Guard Mail Operations Marketing Marketing Executives Mass Official Transfer Material Material Balance Maternity Leave Maturity Calculation McCamish MCD MDM Meghdoot Menu List Merchant Mobile App MGNREGA Micro ATM Ministry of Finance MIS MIS Server Mobile Banking Mobile Banking Form Mobile Charges Mobile Number Mobile Wallet MPKBY MTS Name Change National Pension System New Pension Scheme New Policy Bond Formats New Services NJCA NJCA Meeting Nominal Role Nominee NPS NSC NSS Objections Official Transfer Offline Update Online Online Payment Online Registration Online Training Open Account Operations Guide OSL OT Outsource Agents Outstation Cheques Outward Cheque Status Outward Clearing Outward Rejection Overview Ownership Change Part Closure Part Withdrawal Passbook Printing Passbook Reprinting Paternity Leave Pay & Allowance Pay Commission Pay Fixation Pay Revision PAYROLL Payslip Pension Pension Upload Pensioners Pensioners News PFRDA Pincode Tool Pineapple PLI PLI Bonus PLI Terms PMJJBY PMLA PMSBY PO Finacle Guide Point of Sale POLI Rules POS POS Back Office PoS Machine POS Server POSB Post Office Post Office IFSC Code Post Office Operation Guide Post Office Workflow Postal Assistants Postal Exams Postal Manuals Postal Savings Schemes Postman Postman Examination Postman Mobile Application Postmaster Cadre Postmaster Grade-1 PPF PPF Deposit Precautions Prerequisites Prevent Frauds Print Bond Queue Printer Settings Printing Procedure Promotion Proposal Forms Pushback QR Cards Questions & Answers Quick TCB RBI RBI Order RD RD Deposit RD Loan RD Loan Account RD Services Ready Reckoner Receipt Cancellation Recruitment Recruitment Rules Register Letter Reimbursement Remuneration Pay Renewal Report Reports Reservation Retirement Reversal Reversal of Clearing Document Revised Service Request Forms Revision of Interest Rates RFMS 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List of SB Orders Released During 2006 - 2010

2006


  • 1/2006  - Subject :  Mode of payments of deposits under   Sec 269 IT  Act (Rs 20000/- and exceeding by way of cheque)
  • 2/2006  - Subject :  MIS Account Rules,2006 ; Regarding(No bonus on maturity w.e.f 13.06)
  • 3/2006  - Subject :  SCSS-2004-Clarification regarding ( FAQ on on premature closures  interest & claim settlement)
  • 4/2006  - Subject :  SCSS -2004,nomination through Power of Attorney : clarification
  • 5/2006  - Subject :  SCSS-2004; clarification on payment of interest less than a quarter
  • 6/2006  - Subject :  SCSS-2004; clarification for continuance of an SCSS account after death of depositor
  • 7/2006  - Subject :  SCSS-2004: issue relating TDS ; clarification
  • 8/2006  - Subject :  SCSS-2004;Amendment regarding Account transfer cases(Transfer fee Rs5/- per lakh 1st & Rs10/-subsequent)
  • 9/2006  - Subject :  Amendment to SCSS -2004 Rules ;Clarification
  • 10/2006 - Subject :  Time norms for transferring of accounts
  • 11/2006 - Subject :  Separation of account withdrawal and closure forms (SB-7, SB-7A)
  • 12/2006 - Subject :  Numbering of unlisted RD schedules(ASLAAS-6) by Agents in Post offices -5 year RD account Regarding
  • 13/2006 - Subject :  Compliance of Service Tax regarding (ST12%+EC2%)
  • 14/2006 - Subject :  SCSS-2004; issue relating to TDS clarification
  • 15/2006 - Subject :  SCSS-2004; issue relating to TDS;   submission of declaration
  • 16/2006 - Subject :  PO MIA scheme pre-mature closure : regarding
  • 17/2006 - Subject :  Opening of SB accounts through cheques
  • 18/2006 - Subject :  Settlement of claims- Payment to claimants/Nominee
  • 19/2006 - Subject :  SCSS Deposits- Exit option scheme for SBI –Eligible  optees
  • 20/2006 - Subject :  Addition to Rule 11(13) POSB manual volume-II. Endorsement of cheque drawn in favor of PM by a customer.
  • 21/2006 - Subject :  SCSS-2004-Exit option scheme of SBI eligibility of optees (55yrs-60yrs) to invest in SCSS-2004
  • 22/2006 - Subject :  Corrigendum to SB Order No.20/06 (Rule 11(3) of POSB Vol-II)
  • 23/2006 - Subject :  Revision of format of account withdrawal and account closure.
  • 24/2006 - Subject :  Extension of post dated cheque facility to SCSS-2004
  • 25/2006 - Subject :  Payment of quarterly SCSS interest through MO
  • 26/2006 - Subject :  PO MIS account rules 1987 simplification of procedure. (Validity period of PDCs -3 months)
  • 27/2006 - Subject :  SCSS-2004 issue relating to TDS classification .  (15G,15Hand 16A)
  • 28/2006 - Subject :  Operating procedure for making payment through post dated cheques-SCSS quarterly interest
  • 29/2006 - Subject :  Actions of authorized agents as witness or messenger

2007


  • 1/2007 - Subject : Grant of honorarium for calculation of interest in RD premature closure cases-Regarding
  • 2/2007 - Subject : Introduction of the depositor at the time of opening of saving account.
  • 3/2007 - Subject : Deduction of Tax and surcharge on commission paid to SAS/MPKBY/PPF agents from1.6.2007.
  • 4/2007 - Subject : Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 during 2007-2008 with effect from 1.6.2007.
  • 5/2007 - Subject : Deduction of TDS and surcharge on TDS in case of withdrawals from NSS-1987 during 2007-2008.
  • 6/2007 - Subject : Acting of SAS/MPKBY/PPF agents as an agent or messenger of the depositor for the purpose of withdrawal of money in various saving schemes
  • 7/2007 - Subject : Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office.
  • 8/2007 - Subject : Remittance of SBMO to HO/SO by field post offices in case of SB deposits received at Field Post Offices for credit into SB accounts standing at Civil Post Offices.
  • 9/2007 - Subject : Payment of money when signatures of depositor differs or not available in PO record- a clarification regarding.
  • 10/2007 - Subject : Issue of TDS certificate in respect of Commission paid to agents, TDS from SCSS and NSS-87 accounts.
  • 11/2007 - Subject : Amendment to Rule 4 of Post Office Saving Account Rule1981 regarding opening of Pension Account.
  • 12/2007 - Subject : Amendment to Rule 4 and Rule 5(1) of Monthly Income Account Rule 1987 regarding maximum limit of investment in MIS.
  • 13/2007 - Subject : Settlement of PPF Claims of Subscribers,who go missing guidelines issued by Min.of Finance.
  • 14/2007 - Subject : Deduction of TDS and issue of TDS certificate for the interest paid to the depositors of Senior Citizen Savings Scheme accounts – Procedure regarding
  • 15/2007 - Subject : Senior Citizen Saving Scheme (SCSS) 2004- Payment of Interest in cases of Pre-mature closure of account.
  • 16/2007 - Subject : Regularization of MIS accounts opened with minimum deposit of Rs.1000/- after 1.8.2007 up to date of receipt of amendment in MIA Rules 1987
  • 17/2007 - Subject : Acceptance of subscription in PPF account by cheque /demand draft- a clarification regarding.
  • 18/2007 - Subject : Amendment in rule 9, sub-rule(1) of Post office Monthly Income Account Rules 1987- admissibility of 5% bonus on MIS account opened on or after 8.12.2007 regarding



2008


  • 1/2008 - Subject : Issue of Sanction Memo of deceased claim cases of various Small Savings Schemes- a clarification regarding
  • 2/2008 - Subject : Updating of data of all categories of accounts in all HPOs for HO as well as SO group and review of decentralizationof RD/MIS/SCSS policy in the light of frauds being detected in Sub Post Offices.
  • 3/2008 - Subject : Re-payment of any deposit or loan together with interest in any Small Savings Scheme except Savings Account if the amount is Rs. 20,000/- or more- a clarification regarding.
  • 4/2008 - Subject :Amendment to Rule 24(2) of Appendix-I of POSB Manual Vol-I (1988 edition)/ Rule 24(3) of Appendix-I of POSB Manual Vol-I (corrected up to 31.12.2006) regarding withdrawal by SB-7 in cheque account.
  • 5/2008 - Subject : Security of important documents like Ledger Cards, SB-3,Index to ledger cards, Specimen Signature Books and Purchase applications of NSC/KVP etc. used in POSB/SC Operations
  • 6/2008 - Subject : Mentioning of card numbers issued to RD depositors by MPKBY agents in Schedule of RD Deposits.
  • 7/2008 - Subject : Release of 6.0 version of Sanchay Post Software.
  • 8/2008 - Subject : Closure of Savings Bank account and supply of SB-3 alongwith account closure form to SBCO-revised instructions regarding
  • 9/2008 - Subject : Non-deduction of income tax at source on the payments of interest under Sr. Citizens Small Savings Scheme, 2004.
  • 10/2008 - Subject :Reinvestment of matured certificates / deposits through authorized Post Office agents- a clarification regarding. (Amended. See just below SB Order No 21/2008)
  • 11/2008 - Subject : Updating of POSB Manual Vol-I and II and following of rules and procedure regarding.
  • 12/2008 - Subject : Amendment in Rule 3 of SCSS Rules and regularization of SCSS accounts opened in contravention of proviso to Rule 3 sub-rule(2) of SCSS Rules i.e restriction on opening of more than one account in a calendar month in same deposit office- a clarification regarding regularization of accounts already closed before 24.5.2007
  • 13/2008 - Subject : Investment by NRIs and opening of account by Power of Attorney in Small Savings Schemes- a clarification  regarding.
  • 14/2008 - Subject : Acceptance of business from agents found involved in fraud cases.
  • 15/2008 - Subject : Amendment in Rule 7 of Post Office RD Rules 1981 regarding number of defaults permissible in RD accounts opened or to be opened by personnel of Defence Services.
  • 16/2008 - Subject : Credit of maturity value of matured savings instruments including certificates into post office savings account regarding
  • 17/2008 - Subject : Opening and operating of account by blind/visually impaired persons independently- an amendment to Post Office Savings Account Rules 1981/ Post Office Time Deposit Rules 1981 and procedure regarding.
  • 18/2008 - Subject : Revision of Account Opening form SB-3- amendment to the Post Office Savings Bank General Rules 1981 in format of FORM-1 regarding.
  • 19/2008 - Subject : Introduction of new type of savings account i.e Workers Wage Account under NREG Act by amending Post Office Savings Account Rules 1981- regarding.
  • 20/2008 - Subject : Registration of Nomination under Post Office (Monthly Income Account) Rules 1987.
  • 21/2008 - Subject : Amendment to the Rule 12 of Post Office Savings Bank General Rules, 1981 regarding registration of nomination
  • 22/2008 - Subject : Sanction of deceased claim cases where there is no nomination and the amount due not exceed Rs. 1 Lakh- a clarification regarding.
  • 23/2008 - Subject : Updating of ledgers/data entry of all savings schemes in HPOs and SOs.
  • 24/2008 - Subject : Payment of collection charges on outstation cheques issued by Central/State Govt. Departments in the name of Postmasters

2009


  • 1/2009 - Subject : Calculation of Post Maturity Interest- a clarification regarding.
  • 2/2009 - Subject : Release of version 6.5 of Sanchay Post Software
  • 3/2009 - Subject : Handling of court cases relating to Savings Bank/Certificates at various levels.
  • 4/2009 - Subject : Change in mode of dispatch of Advice of Transfer (AT) in case of transfer of accounts.
  • 5/2009 - Subject : Putting up Signboards for awareness of public about possible frauds in POSB/SC.
  • 6/2009 - Subject : Payment of dues in case of “Joint-B” type investments in Small Savings Schemes- a clarification regarding.
  • 7/2009 - Subject : Clarification regarding allowing part withdrawal from Workers Wage Account under NREG Act.
  • 8/2009 - Subject : Delay in issue of MICR Cheque Books to the POSB Accountholders.
  • 9/2009 - Subject : Deduction of Tax and surcharge on commission paid to SAS/MPKBY/PPF Agents- a clarification regarding
  • 10/2009 - Subject : Extension of SCSS-2004 accounts for 3 Years after maturity.
  • 11/2009 - Subject : Admissibility of interest in RD accounts partly extended with monthly deposits and without deposits- a clarification regarding.
  • 12/2009 - Subject : Entering daily Certificate discharge data of SOs in the CC Bridge/Sanchay Post Software in HOs.
  • 13/2009 - Subject : Revision of existing limit of deposit and withdrawals under Instant Counter Service.
  • 14/2009 - Subject : Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS accounts.(  also refer SB ORDER NO. 14-A /2009  )CORRIGENDUM dtd 02-02-2010 see letter below SB order No 04/2010)
  • 15/2009 - Subject : Issue of TDS Certificate.
  • 16/2009 - Subject : Registration of customer’s request for transfer of account, closure of account and sanction of deceased claim case and maintenance/updation of record in this regard.
  • 17/2009 - Subject : Revised rules of POSB Manual Vol-I(Amendments to various rules on computerization-Rule-5,10,13...upto115)
  • 18/2009 - Subject : Revised rules of POSB Manual Vol-II
  • 19/2009 - Subject : Enhancement of limit of withdrawals at Extra Departmental Sub/Branch Post Offices without obtaining sanction from Account Office
  • 20/2009 - Subject : Regularization of irregular opened/issued accounts/ certificates.

2010


  • 1/2010 - Subject : Guide Book on “ Procedure on Small Savings Schemes and Payment of wages under MGNREGA for use in EDBOs.
  • 2/2010 - Subject : Revival of silent accounts and charging of service charge- a revised procedure regarding.
  • 3/2010 - Subject : Discontinuance of submission of pencil copy of HO list of transactions to AO(ICO) by SBCO-Amendment to Rule 46 of POSB Manual Vol-I and Para 141 of Manual of SB Control Procedure regarding.
  • 4/2010 - Subject : Payment of monthly interest to MIS account holders.Delegation of power to sanction deceased claim cases by Sub Postmasters in RD/MIS and SCSS accounts.(SB ORDER NO. 14-A /2009)CORRIGENDUM dtd 02-02-2010
  • 5/2010 - Subject : Updation of passbooks through passbook printers and drive for educating depositors for opening/ conversion of savings account with cheque facility
  • 6/2010 - Subject : Date of realization of local cheque/demand draft will be date of deposit in PPF account- a clarification regarding.
  • 7/2010 - Subject : Security of Sanchay Post Database- issues relating to common problems, database back-up, storage and preservation.
  • 8/2010 - Subject : Introduction of Anti-Money Laundering (AML)/ Combating of Financing of Terrorism (CFT) norms for small savings schemes-implementation of CDD/KYC, Record Keeping and Reporting norms for POSB account/certificate holders under Prevention of Money Laundering (PML) Act 2002 regarding
  • 9/2010 - Subject : Opening of “Zero Deposit, Zero Balance” savings accounts for beneficiaries of IGNOAPS, IGNWPS and IGNDPS.
  • 10/2010 - Subject : Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes- issue of further instructions and clarifications regarding.
  • 11/2010 - Subject : Deduction of TDS in case of Sr. Citizen Saving Scheme 2004 and payment of commission to agents from 1.4.2010.
  • 12/2010 - Subject : Closure of all accounts other than individual accounts (except security deposit accounts) by 31.7.2010.
  • 13/2010 - Subject : Reinvestment of maturity value of one scheme to same or another scheme-a revised procedure regarding
  • 14/2010 - Subject : Operating procedure for opening and operating Old Age Pension account under IGNOAPS, Widows Pensioner Account under IGNWPS and Disabled Pensioner Account under IGNDPS
  • 15/2010 - Subject : Closure/Premature closure of accounts- revision of format of account closure form SB-7A regarding.
  • 16/2010 - Subject : Printing of new account opening form (SB-3) circulated in 2008
  • 17/2010 - Subject : Admissibility of interest after death of depositor before maturity in case of SCSS-2004 account- amendment to sub rule 3 of Rule 8 of SCSS-2004 rules regarding.
  • 18/2010 - Subject : Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes- fresh instructions and clarifications reg
  • 19/2010 - Subject : Opening of Joint Sr. Citizen Savings Scheme Account with Spouse- a clarification reg
  • 20/2010 - Subject : Deduction of TDS, filing of TDS return and issue of TDS certificate-regarding.
  • 21/2010 - Subject : Amendment to Post Office Savings Account Rules 1981- deletion of provision for opening of Single Savings Account by an authority controlling a Provident Fund, Superannuation Fund or Gratuity Fund on behalf of its individual members.
  • 22/2010 - Subject : Introduction of Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) norms for small savings schemes fresh instructions and clarifications reg
  • 23/2010 - Subject : Closing of PPF(HUF) accounts on maturity- an amendment to Paragraph (9) of PPF Scheme 1968.
  • 24/2010 - Subject : Reinvestment of maturity value of one scheme to same or another scheme-a revised procedure regarding.
  • 25/2010 - Subject : New procedure for payment of amount of Savings Bank/Certificates in the name of deceased depositors/holders- replacement of Rule 87 of POSB Manual Vol-I and Rule 50 of POSB Manual Vol-II regarding


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